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Refinancing – Fixed or ARM?
In order to determine whether or not to refinance utilizing a Fixed Mortgage or Adjustable Rate Mortgage (ARM), it is necessary to lay out the pros and cons for each.
The terminology used comes from an official source – Bankrate.com – so that all of the information you need to make an intelligent decision is at [...]
Another Silent Threat to Your Wealth
by Nilus Mattive 03-24-09
I don’t need to tell you how much damage has been done to our country’s wealth over the last year and a half. We have seen trillions lost as housing prices plummet, stocks crater, and jobs get cut left and right.
But unfortunately, there is yet another threat to your financial [...]
Refinance your mortgage or buy a new house?
Fed Moves Spark Refi Madness!
by Mike Larson 03-20-09
The Federal Reserve has done it now. In poker terms, it’s gone “all in.”
Specifically, the Fed said this week that it will ramp up its purchases of Fannie Mae and Freddie Mac Mortgage Backed Securities (MBS) from $500 billion to a whopping $1.25 TRILLION in the coming [...]
China Sends Obama a Clear Message
by Tony Sagami 03-17-09
What would happen if your boss cut your salary, you had no savings, and none of the banks or credit card companies would lend you any money? You’d be in some deep doo-doo, wouldn’t you?
Well … that’s exactly the situation the U.S. is potentially staring at if foreign governments decide they don’t [...]
Tips for Saving Money on Your Household Bills
Saving money on household bills begins with the household budget. Do you have one? If not, now is the time to prepare one. Does the one you have save you money? If not, now is the time to re-visit it and make the necessary changes.
Here are some tips to help you save money on your [...]
Help! I am up to my neck in loans!
A Guide to Dealing With Your Loans
Introduction
The economic crisis brought about a recession that may last for several years. With unemployment rising, major companies declaring bankruptcy, banks still unwilling to lend to other banks, the credit crunch affecting millions of people, and the market’s consistent volatility has everyone very concerned about their individual finances.
Not since [...]
5 Easy Ways to Save Water
Water Bills Are Drowning Me! Help!
While we take water for granted, it certainly costs a bundle to use. Here are five ways to save money on your water bill.
1. Washing machine. Here is where significant savings can be realized if you only wash full loads of laundry.
2. Dishwasher. The same applies here, too – utilizing [...]
Great debt articles from around the blogosphere
Consumers resolve to change credit card habits – Smart Spending …
Consumers also weighed in on credit card company terms and regulations, and taxpayer bailouts to consumers in credit card debt. Key poll findings include:. Most people (72%) emphatically disagree that credit card companies are entitled …
For Business Owners Reliant On Credit Card Debt, Federal Reserve [...]
Should real world subjects be taught in school?
Here are some articles about the importance of teaching ‘real world’ subjects in school. You know, like money management, health, credit, and social skills.
Should real world subjects be taught in school?
Subjects for the real world out there
Why not teach money management to kids in high school?
Top 5 Things That Should Be Taught in Every School
Want a unique way to get great hotel suite deals?
Consider booking a nightly rental at a timeshare property.
A good way to also maximize your travel dollars is to look for nightly rentals at these types of resorts. This is especially true if you are traveling with family or children. The units at timeshare properties usually range from studios to full three-bedroom units. Most [...]
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